Financial Guidance with Heart, Purpose, And A Little Personality

Looking for a financial advisor who puts your goals first? Our team has been helping families, professionals, and retirees build financial clarity and confidence for over 30 years. Whether you’re planning retirement, funding education, or navigating life’s changes, we’re here to help you move forward with purpose.

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Personal Approach

You work directly with experienced advisors and local teams

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Customized Strategies

Every portfolio is built around your goals, risk tolerance, and timeline.

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Guidance Commitment

We’re here to guide you toward your destination with care. All so you can live your best life.

Serving Barrington, Illinois & Beyond

We are proud to call Barrington home, just northwest of Chicago. Many of our clients live and work here in the Chicagoland suburbs, but our reach extends far beyond Illinois. From the Midwest to across the U.S., we help individuals and families invest with purpose, prepare for retirement, and build multigenerational wealth.

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Investment Management

Professionally managed portfolios with hands-on support.

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Retirement Planning

Clear income strategies to help you retire, and stay retired comfortably.

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Financial Consulting

One-time sessions for second opinions or targeted advice.

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Life Insurance

Learn about your risks and align your portfolio and payment to your comfort level.

Why We’re Different from Big Firms

  • Small firm attention
  • National-level experience
  • Direct access to your advisor, always

"We formed Carter Financial Group, Inc. to be a lifetime ally to individuals and families along their financial journeys. We value each person we support and strive to help you find financial clarity, stability, and confidence."


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“Someone's sitting in the shade today because someone planted a tree a long time ago.”


- Warren Buffet

From Market Moves to Milestone Planning: Insights That Matter

Financial planning doesn’t stop once the portfolio is built. We share updates, ideas, and reminders to help you stay informed and in control.

Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record levels. Take, for example: “Stocks Hit...

Why Patience Beats Perfection: The Long-Term Investor's Guide to Market Timing

Over the course of your investing life, you’ll encounter market lows and highs. Headlines often spotlight the extremes, especially when markets reach record levels. Take, for example: “Stocks Hit...
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5 Time-Tested Investment Strategies to Match Your Financial Mindset

What makes one investor stick with their strategy through market swings while another panics and pulls out?Often, it comes down to mindset.Your investing mindset can shape how you make decisions,...
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Financial Spring Cleaning: 8 Ways To Refresh Your Finances

As spring arrives and the weather warms up, many people turn their attention to cleaning out closets and organizing their homes. According to a recent survey, about 80% of Americans have spring...
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5 Critical Questions HNWIs Should Ask to Address Major Financial Concerns

What do you do when faced with a complex financial challenge?Do you seek an immediate solution, or do you take the time to fully understand the issue before acting?The way you approach financial...
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5 Smart Ways to Use Your Tax Refund in 2025

Tax season might not spark joy, but a refund sure can.In 2025, the IRS estimates the average federal income tax refund will top $3,170.1 That means a lot of folks are suddenly asking the same...
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7 Effective Tax Optimization Strategies for High-Net-Worth Individuals

What does it take to minimize your tax bill, not just this year but in the years to come?The answer varies for each individual. Tax optimization strategies depend heavily on personal assets and...
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How Hindsight Bias Hurts Investors

How many of your financial choices are based purely on logic?It could be fewer than you think.That’s because most of us make money decisions with our emotions in play.1With that, certain biases can...
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Planning for the Future: Essential Steps to Secure Your Retirement

Is your retirement savings on track?If you’re like most people, you may feel it’s not. In fact, concerns about running out of money in retirement are very common.1, 2Many people today believe they...
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A Guide to Pensions & Retirement Benefits

How much do you really know about retirement benefits?If you’re like most Americans, it’s not that much. In fact, most of us have fairly poor “retirement literacy,” especially when it comes to the...
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Practical Tips: How to Avoid These 4 Estate Planning Missteps

First, let’s start by uncovering the most common mistake in estate planning…Surprisingly, this frequently made mistake might already be on your doorstep. A staggering number of people haven’t yet...
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Your Role & Responsibilities as an Agent in a Power of Attorney (POA)

A Helpful Guide on the Different Types of Powers of AttorneyA power of attorney (POA) can grant you certain authority and specific responsibilities. While the extent and limitations of POAs can...
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4 Financial Mistakes to Avoid this Spring

Spring isn’t just about budding plants, changing the clocks, or paying your tax bill.It can be the perfect time to refresh financial tasks and dust off your long-term goals.As we begin a new season...
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